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Short answers to the questions people ask about agents that buy and pay, with sources.
How can an AI agent pay an invoice?
An AI agent can pay an invoice by submitting it to a payments system that reads it, checks it, holds it when anything is new, and moves the money by ACH once the rules allow. The agent itself never holds payment authority.
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What is UCP, the Universal Commerce Protocol?
UCP, the Universal Commerce Protocol, is an open standard that lets AI agents and platforms find a business’s products, build a cart, link a customer’s identity, and check out, without a custom integration for every pair of systems.
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What is MPP, the Machine Payments Protocol?
MPP, the Machine Payments Protocol, is an open standard for machine-to-machine payments over HTTP 402: a server answers a request with a payment challenge, the client pays and repeats the request with a credential, and the server delivers.
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Accounts payable automation with human approval
Accounts payable automation with human approval means software reads, matches and pays routine vendor invoices on its own, and stops for a person whenever something is new or unusual.
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